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FUNDING SOLUTIONS THAT FIT YOUR VISION
INVESTED IN YOUR FUTURE
Profinium Bank offers a comprehensive suite of business loan solutions tailored to support the diverse needs of businesses in Southern Minnesota. Whether you're looking to finance real estate, manage cash flow, or invest in growth opportunities, Profinium's local banking experts provide personalized service and flexible financing options.
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BUSINESS LOAN OPTIONS
COMMERCIAL REAL ESTATE LOANS
Ideal for purchasing, refinancing, or constructing owner-occupied or investment properties.
BUSINESS TERM LOANS
Provides a lump sum of capital for various business expenses, including equipment purchases and expansion projects.
BUSINESS LINES OF CREDIT
Offers flexible access to funds as needed, with interest charged only on the amount used.
SMALL BUSINESS ADMINISTRATION (SBA) LOANS
Designed for startups and existing businesses, featuring lower down payments and extended repayment terms.
*Loans are subject to credit approval
Wondering what your loan amount or monthly payment could be?
Use our Amortizing Loan Calculator(Opens in a new Window) to help you plan your next financial step. Enter your desired payment - and let us calculate your loan amount. Or enter in the loan amount and we will calculate your monthly payment. You can even save the calculation report and discuss with your banker.
AMORTIZING LOAN CALCULATOR(OPENS IN A NEW WINDOW)
WHY CHOOSE PROFINIUM?
Local Decision-Making
Tailored Loan Solutions
Fast, Responsive Service
Competitive Rates
Trusted, Long-Term Partner
Full-Service Business Support
SMALL BUSINESS ADMINISTRATION (SBA) LOANS
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Available for both startups and established businesses
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Ideal for purchasing, refinancing, or expanding operations
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Government-backed programs help businesses qualify who may not meet traditional lending criteria
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Typically offer lower down payments and longer repayment terms
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Maturity and structure based on the unique needs of your business*
*Subject to credit approval and SBA program guidelines.
*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.
Prospective borrowers must be of legal age to apply for a loan.