Cash Management Services

CASH MANAGEMENT SERVICES

STREAMLINE YOUR BUSINESS FINANCES

Profinium Bank offers a suite of cash management tools designed to simplify your daily financial operations. Our services provide secure, efficient solutions to help you manage your business finances effectively, allowing you to focus on growth and success. 




ONLINE & MOBILE BANKING 

 SIMPLIFY YOUR FINANCIAL ROUTINE 

Access and manage your business accounts securely anytime, anywhere. With Profinium’s online and mobile banking tools, you can transfer funds, pay bills, initiate payroll, and send ACH and wire transfers — all from your desk or phone. Control access levels for team members to keep operations secure and efficient.

Third-party fees for internet, messaging, or data plans may apply.

REMOTE DEPOSIT CAPTURE 

 DEPOSIT FROM YOUR DESK

Save time and reduce trips to the bank by depositing checks electronically from your office. With just a check scanner and internet connection, you can deposit checks safely and quickly — even from multiple locations. Deposits made by 4 PM receive same-day credit. Save time and reduce trips to the bank by depositing checks electronically from your office. With just a check scanner and internet connection, you can deposit checks safely and quickly — even from multiple locations. Deposits made by 4 PM receive same-day credit.

ACH Origination Services

PAYMENTS MADE SIMPLE

Process payroll, vendor payments, and customer collections through secure, efficient electronic transactions. ACH Origination helps streamline your cash flow by reducing manual tasks, minimizing errors, and speeding up processing times. Whether you're handling recurring payroll or collecting payments, ACH gives your business a reliable, automated solution to manage routine financial transactions with ease and accuracy.
Gain greater control over your cash position with predictable timing and improved efficiency.

WIRE TRANSFERS

FAST, SECURE TRANSFERS

Send money securely and quickly with Profinium’s domestic wire services. Whether you're making a one-time payment or setting up recurring transfers, wire services provide a reliable, same-day movement of funds for high-priority and time-sensitive transactions.

POSITIVE PAY

PROTECT YOUR BUSINESS

Help defend against check fraud with Positive Pay. This service matches the checks your business issues against those presented for payment, flagging discrepancies before they clear. Enhance security, maintain better oversight, and prevent unauthorized transactions.

MERCHANT SERVICES

EFFORTLESS PAYMENTS

Profinium partners with Access Payment Processing to deliver secure, flexible solutions that simplify transactions. Accept major credit and debit cards, streamline billing, and access mobile tools for fast, seamless payment processing—all backed by expert support.

Additional terms, fees, and conditions may apply. Check in with your Business Banker or Treasury Management team for more details. 
 
































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