IntraFi Cash Services

ENHANCED PROTECTION FOR LARGE DEPOSITS

Bank Safe, Bank Smart®

Safeguard your substantial deposits with access to multi-million-dollar FDIC insurance through Profinium's partnership with IntraFi Cash Services (ICS®). Maintain a single banking relationship while enjoying the security of funds placed across a network of well-capitalized institutions.

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EARN INTEREST

MAXIMIZE RETURNS ON EXCESS CASH

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SAVE TIME

SIMPLIFY YOUR BANKING EXPERIENCE

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ACCESS FUNDS

MAINTAIN LIQUIDITY AND ACCESS

SECURE YOUR LEGACY WITH ICS®

MULTI-MILLION-DOLLAR PEACE OF MIND

Are you looking to protect your financial legacy? Concerned about market volatility? Want to access multi-million-dollar FDIC protection while earning interest on large deposits? With Profinium and ICS® (IntraFi Cash Service℠), you can do all of that—and more.

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ONE BANK. ONE RELATIONSHIP. FULL PROTECTION.

SIMPLIFY WITH TRUSTED RELATIONSHIPS

With ICS®, you can make deposits greater than $250,000 eligible for full FDIC insurance—all while working directly with Profinium, a bank you already know and trust. Your excess funds are placed into demand deposit accounts, money market deposit accounts, or both—earning a competitive return and maintaining access to liquidity.

 

STABILITY IN ANY MARKET

PROTECTION YOU CAN COUNT ON

Funds placed through ICS® are bank deposits—not mutual funds—so they are not subject to:

Floating net asset values

Liquidity fees

Money market fund gates

That means your principal is not exposed to market risk. You’ll receive monthly statements and can access an online portal to track your balances anytime.

 

WHY BUSINESSES CHOOSE INTRAFI CASH SERVICE

THE BENEFITS OF ICS®

✔ Rest Assured
Even large deposits are protected by the full faith and credit of the U.S. government.

✔ Earn Interest
Put your excess balances to work by earning interest in demand deposit or money market deposit accounts.

✔ Save Time
Skip the hassle of multiple bank relationships or complex collateral tracking. With ICS®, you receive just one consolidated monthly statement and maintain a single banking relationship.

✔ Maintain Access
Withdraw funds anytime from money market deposit accounts, or up to six times per month from demand deposit accounts. Choose the option that best fits your liquidity needs.

 

CONNECT WITH YOUR BUSINESS BANKER

READY TO GET STARTED?

Secure your legacy with a solution that combines trust, protection, and performance.
Contact your business banker to learn more.















Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank).

The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits.

A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and the IntraFi hexagon and IntraFi logo are service marks, of IntraFi Network LLC.