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YOUR PATH TO HOMEOWNERSHIP
SMART MORTGAGE SOLUTIONS FOR EVERY STAGE
Whether you’re buying your first home, upgrading to a larger space, or refinancing, our mortgage experts are here to guide you. Explore flexible loan options, competitive rates, and personalized service designed to make your home financing simple and stress-free. Let’s make your dream home a reality.
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Let's Review your Mortgage Options
FIXED RATE CONVENTIONAL MORTGAGE
STABLE PAYMENTS FOR YOUR HOME JOURNEY
One of the most popular and reliable mortgage options, the fixed rate conventional loan is a versatile choice perfect for first-time buyers as well as those purchasing a second home, vacation retreat, or forever residence. Enjoy predictable monthly payments and peace of mind throughout your loan term.
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RURAL DEVELOPMENT (RD) LOAN
AFFORDABLE HOME FINANCING FOR RURAL AREAS
The RD loan may be unfamiliar but could be an ideal solution for homebuyers in USDA-designated rural locations, offering accessible financing where you need it most.
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VETERANS ADMINISTRATION (VA) INSURED LOAN
EXCLUSIVE BENEFITS FOR VETERANS AND FAMILIES
Designed for veterans and their widows, the VA loan offers competitive rates, reduced closing costs, and up to 100% financing to help you secure your home with ease.
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FEDERAL HOUSING AUTHORITY (FHA) INSURED LOAN
FLEXIBLE OPTIONS FOR LOW-TO-MODERATE INCOME BUYERS
The FHA loan supports buyers with limited savings or building credit by offering low down payments, which can include gifts, grants, or secured loans, making homeownership more attainable.
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HOME$TART PROGRAM
SUPPORTING YOUR PATH TO HOMEOWNERSHIP
Profinium partners with the Federal Home Loan Bank (FHLB) of Des Moines to help homebuyers reduce down payments and closing costs, making homeownership more affordable.
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MORTGAGE CALCULATORS
TOOLS TO PLAN YOUR HOME PURCHASE
Use our easy-to-access mortgage calculators to estimate payments and explore financing options, helping you make confident and informed decisions for your next home.
Profinium NMLS# 402979
Loans are subject to credit and underwriting approval.